All about T-money Card in Korea - How & Where To Use It - IVisitKorea (2024)

T-money is a re-loadable system of smart cards and other “smart” devices for payment of transit in and about Seoul and other parts of South Korea. In several retail businesses and other companies, T-money is like a debit card. T-money Co., Ltd, by Seoul Special City Government, LG CNS, and Credit Card Union, operates the T-money System.

T-money covers buses, metro, and cab costs, among other things. All Seoul, Busan, Incheon, Busan, Daegu, Daejeon, and Gwangju buses, as well as the Seoul, Incheon, Daegu, Daejeon, Gyeonggi-do, and Gwangju Metropolitan Subway systems, take T-money.

  • Attractions & Tickets

    Lotte World 1 Day Pass – Discount Ticket

    $28

  • Attractions & Tickets

    Everland Discount Ticket – One Day Pass

    $27

  • Transport & Internet

    4G/LTE SIM Card (Pick-Up in Korea)

    $5

  • Costumes & Photoshoots

    Lotte World Korean School Uniform (Gyobok) Rental

    $14

  • Attractions & Tickets

    N Seoul Tower Ticket in Seoul

    $12

  • Day tours

    Demilitarized Zone (DMZ) Full-Day Tour

    $37

Table Of Contents

  1. Why You Should Have a T-money Card in Korea?
  2. Where to buy a T-money card?
  3. How to buy a T-money card at Incheon Airport?
  4. How do I put money (top-up) on my T-money card?
  5. Can I recharge a T-money card online?
  6. How do I get my money back from my T-money card?
  7. How to use a T-money Card in Korea?
  8. Use Discover Seoul Pass as a transportation card

Everything About T-money Card in Korea

Why You Should Have a T-money Card in Korea?

All about T-money Card in Korea - How & Where To Use It - IVisitKorea (8)

You may use the T-Money card to pay for a variety of items and activities without bothering to spend cash. This is especially beneficial for visitors who do not want to deal with large amounts of foreign cash.

The T-Money card allows you to simply pass through underground transitgates, take buses, and pay for things swiftly and conveniently throughout Korea.

T-Money cards allow residents of Seoul to use public transportation without having to pay with cash. Since then, the T-Money card’s capabilities have been greatly extended. T-money Cards in Korea can now be used for more than simply travel in Korea. You can now use it to pay for a bottle of water in Busan or a taxi on Jeju Island, among other things.

Where to buy a T-money card?

All about T-money Card in Korea - How & Where To Use It - IVisitKorea (9)

Most commercial convenient shops, such as GS25, CU, and 7-Eleven, as well as shops near bus stations, sell T-Money cards. They may also be in subways using T-Money Payment terminals. You may buy a T-Money card from any of the newer recharging devices.

How to buy a T-money card at Incheon Airport?

Here’s some information to help you purchase a T-money card for your travels:

GS25 Convenience Store

To buy a T-money card, head to the convenience store at the airport. You can find one called “GS 25” near Gate 1 on the arrival floor (Floor 1).

Once there, proceed to the check-out counter and ask the staff for a T-money card. Request to load it with 10,000 KRW for your initial balance. Keep in mind that the card itself typically costs between 2,000 to 5,000 KRW.

It’s important to note that purchasing and topping up the T-money card can only be done with cash.

CU Convenience Store

There will be a CU grocery shop near Gates 5 and 10 in the Landing area if you wish to get your T-Money card right immediately after landing at Incheon International Airport.

Online Purchase & Pickup at the Airport

You also have the option to buy the T-money & a SIM card online and pick it up at the airport.

For added convenience, consider this option to streamline your travel essentials. With both the T-money card and SIM card in hand, you’ll be ready to explore Seoul with ease.

How do I put money (top-up) on my T-money card?

Your T-money Card may be recharged in three different ways.

1. Top-up from a ticket vending machine available inside all metro and rail stations.

All about T-money Card in Korea - How & Where To Use It - IVisitKorea (12)
  • On the display, choose your desired language (Korean, English, Japanese, and Chinese).
  • Tap the “Reloading the transit car” option on the 3rd icon with the T-money symbol on the extreme right.
  • Insert your card into the reloading station, and then choose the quantity you wish to add.
  • Add themoney and stand in line for a few moments for your T-money card to refill.
  • Check the balance on your T-money card.

2. Newspaper stands with a T-money sign at a bus stop. They’re frequently at the exits and entrances of subway stations.

All about T-money Card in Korea - How & Where To Use It - IVisitKorea (13)

3. Go to a convenience shop that sells retail items. This is the simplest method for recharging your card!

All about T-money Card in Korea - How & Where To Use It - IVisitKorea (14)

Can I recharge a T-money card online?

No, you won’t be able to. The T-Money card must be topped up with only cash (No credit card). As a result, when you want to recharge your T-Money card, ensure you have money on hand. You can buy a T-Money card using a credit card, but you won’t be able to refill it with a payment gateway after that. It seems perplexing, and we’re not sure why T-Money will not permit credit card payments.

How do I get my money back from my T-money card?

All about T-money Card in Korea - How & Where To Use It - IVisitKorea (15)

You could have some cash left over in the account after your trip to Korea. There are now two alternatives open to you. You may either retain the amount and cards for your future trip to Korea, or one can obtain a refund.

Understand that the T-Money card has no expiration date, so you may use it again. The card’s value, though, will invalidate after 5 years. Refund machines are in convenient shops and train stations.

If your amount exceeds 20,000 won, you must visit the T-Money offices. Recall that you may use your T-Money card to shop at grocery shops and other retailers. As a result, it’s generally preferable to spend the additional cash on some last-minute keepsakes. T-headquarters Money’s are located at 1st Floor. T-money Town, Seoul City Tower Building, Namdaemun-ro 5-Ga, Jung-gu, Seoul.

Please give your T-money to the employees so that you can get a refund.

The compensation (minus the service charge) will be given to you in cash (Korean currency) and the cards will be returned to you.

  • If the amount on your T-money card is less than 20,000 KRW, you can get a refund.
  • A 500 KRW processing fee will be charged. It is not feasible to receive a partial refund. (Only full refunds are offered.)
  • The amount refunded is equal to the remaining deposit, excluding the cost of the card.
  • If your T-money stops working for any purpose other than damage, distortion, or breaking, the card’s purchase and any remaining deposits will be reimbursed in full.

How to use a T-money Card in Korea?

1. Public Transportation

To begin, remember that you must touch your card while boarding and departing buses, as well as accessing and leaving metro stations. Trip savings are possible, but only four times each day and for a maximum of 30 minutes per travel. The transfer savings will not be given if you switch to a vehicle with the exact lines or re-enter the same metro station after departing, even if you change within half an hour. In Korea, the T-Money card can be used for a variety of purposes. Here’s a quick rundown of each one:

On Buses

The T-Money card may be used to pay for buses in Seoul and other significant Korean cities. When you enter, place your T-Money cards on the card machine next to the driver’s. As you exit the bus, make contact with another card scanner. This card scanner can tell you exactly the credit is available on your T-Money card as well as the ticket. If you change from one vehicle to another in half an hour, you will receive a transition price, so be sure you tap out as you exit the bus.

All about T-money Card in Korea - How & Where To Use It - IVisitKorea (16)

In most Korean buses, you will board at the front entrance and exit by the center door, which is located farther from the bus. If the bus does not have a central door, engage the card machine at the entrance and exit through the front door.

Subway
All about T-money Card in Korea - How & Where To Use It - IVisitKorea (17)

Lay the card onto the detector in the subway platform before it rings. On the front, it will indicate the money paid, and on the bottom end, it will display the current credit. You won’t be billed if you’re transferring, and the amount displayed on the scanner will be zero. When you arrive at your location, tap your card once, and you’ll be able to depart the gate. If a mistake happens, use the red “help” button, and someone from the staff will assist you.

2. Taxis

All about T-money Card in Korea - How & Where To Use It - IVisitKorea (18)

Since your arrival in Korea, you will use a lot more cabs. The rationale for this is that they are reasonably inexpensive, easy to locate, and can be summoned via the Kakao Taxi app. Taxis are also simple to pay for since you may use your T-Money card. There’s no need to sift through your pockets for stray change or double-check that you have the proper cash with you. You may pay with your T-Money card as long as the cab has the T-Money logo visible (which is nearly always the case).

If you’re unsure, ask the driver when you get in by displaying your T-Money card. Another tip for taxis in Korea: make sure the meter is always turned on. However, make sure you have sufficient money on your card; else, you won’t be able to pay! A 10-minute cab journey normally costs less than 10,000 won (around $10).

3. Restaurants and Café

When you need to buy minor products in Korea, such as cold drinksor even some snacks, the T-Money card comes in handy. You can also utilize your card to spend on products and activities as long as the T-Money sign is visible. They’re really simple to come by in Korea. Inside a minute’s walk of my flat, you may visit 4 of them. Once you pay, show your T-Money card to the operator. The T-money Card in Korea will be accepted at a variety of restaurants and bars around Korea, including:

All about T-money Card in Korea - How & Where To Use It - IVisitKorea (19)
  • Starbucks
  • McDonald’s
  • Coffee from Angel-in-Us
  • Ediya Coffee.
  • Gong Cha Tea.
  • Baguette de Paris
  • plus a whole lot more…

To avoid having to reload the card, it’s best to use it for little sums.

T-Money Card’s Pros & Cons

The T-money Card in Korea is the most common mode of commuting in Seoul and Korea, and practically everyone takes it every day. So, if you’ve reviewed all of this and are still undecided about getting a T-Money card in Korea, here’s a quick overview of why you must get one.

Pros:

  • There is no need to line for tickets, which saves time when traveling.
  • This eliminates the need to carry cash.
  • It makes traveling a whole lot easier.
  • It can be utilized in a variety of locations in Korea.

Cons:

  • The card must be recharged.

Use Discover Seoul Pass as a transportation card

The Discover Seoul Pass is a tourist pass that allows visitors to explore and experience various attractions in Seoul, South Korea. It provides free entry to a wide range of popular tourist sites, cultural activities, and public transportation options.

The pass provides users with unlimited access to Seoul’s public transportation system, including buses, subways, and even the Airport Express Train. This makes it convenient for travelers to navigate the city and visit different attractions easily.

The Discover Seoul Pass is available in different durations, such as 24 hours, 48 hours, or 72 hours, allowing visitors to choose the option that best suits their itinerary. It can be purchased online.

You may also like:

  • Best Korean Travel Hacks for Traveling in Korea
  • Korea Travel Tips
  • How To Enjoy Solo Traveling to Seoul Alone
  • How To Buy A SIM Card or Rent A Pocket WiFi for Korea Travel
  • Best Apps for Korea Travel!

IVK’s Top Picks – Day Tours, Tickets, and Travel Activities

  • Attractions & Tickets

    Lotte World 1 Day Pass – Discount Ticket

    $28

  • Attractions & Tickets

    Everland Discount Ticket – One Day Pass

    $27

  • Transport & Internet

    4G/LTE SIM Card (Pick-Up in Korea)

    $5

  • Costumes & Photoshoots

    Lotte World Korean School Uniform (Gyobok) Rental

    $14

  • Attractions & Tickets

    N Seoul Tower Ticket in Seoul

    $12

  • Day tours

    Demilitarized Zone (DMZ) Full-Day Tour

    $37

  • Day tours

    Nami Island, Petite France, and Garden of Morning Calm Day Tour from Seoul

    $80

  • Costumes & Photoshoots

    Hanbok Rental Service near Gyeongbokgung Palace

    $6

Seasonal Picks!😍

  • Attractions & Tickets

    Han River Kayaking Experiences

    $20

  • Boat Tours & Cruises

    Han River E-land Ferry Cruise Ticket

    $10

  • Day tours

    Boryeong Mud Festival Tour from Seoul

    $69

  • Day tours

    Nami Island, Petite France, and Garden of Morning Calm Day Tour from Seoul

    $80

  • Attraction passes

    Vivaldi Park Ocean World Water Park Admission Ticket

    $26

  • Outdoor & Sports

    Jeju Jet Boat Discount Ticket

    $13

  • Attraction passes

    Caribbean Bay Water Park Discount Ticket

    $18

  • Outdoor & Sports

    $26

All about T-money Card in Korea - How & Where To Use It - IVisitKorea (2024)

FAQs

How do you use the T Money card in Korea? ›

To put it simply, as you travel using public transportation in the cities of Korea, you will need to tap your card on the card readers to activate your journey. The general rule is you must tap in with your T Money transportation card when entering each subway in Korea and also tap out when leaving.

How to get money out of tmoney card? ›

Present your Tmoney card and inform the staff how much you want to refund in Tmoney card sales/Top-up locations. The refund will be given to you in cash in Korean won along with card. - Refund does not include the cost of card.

Does a T-money card work in Daegu? ›

Similar to its predecessor, the "Seoul Bus Card", T-money can be used to pay for bus, subway and some taxi fares. As of June 2024, T-money is accepted by: All public transport buses nationwide. All six Metropolitan Subway networks (Seoul, Incheon, Busan, Daegu, Daejeon, and Gwangju)

How much to load on a T-money card? ›

- You can top-up the card in the unit of 1,000KRW, in the range of 1,000KRW to 90,000KRW. The amount of money deposited in Tmoney may not exceed 500,000 KRW. - There is no service charge imposed to a customer for top-up.

Does Korea's Tmoney card expire? ›

TMoney cards have no expiration date and any unused balance will remain on your card until used. If you wish to receive a refund for balances less than KRW 20,000 at convenience stores for a small fee.

Is it better to use cash or card in Korea? ›

Card payments are common - and often preferred - in South Korea. Credit and debit cards are widely accepted and in most places you can make contactless payments with your physical card or a wallet like Apple Pay. Having some cash in your pocket can be reassuring, but it's not necessary to carry a lot in most cases.

Where can I refill my T-money Card? ›

- At subway stations via reload vending machines, Tmoney Service Centers (station office, Seoul subway lines 1-8, Incheon subway lines 1-2), single journey ticket vending machines, and Tmoney vending machines (for reloading only; reload amount limited to 500,000 won max.)

Can I buy a T-money Card at Incheon airport? ›

Yes, T money cards are available at Incheon Airport. You can buy them from ticket machines near the entrance to the subway or any nearby convenience stores. Make sure you bring some Korean cash as ticket machines do not accept credit cards.

How do you pay for the train in Korea? ›

How to buy subway tickets. Subway tickets come in the form of transit cards, you have the option to either buy a single-journey ticket (which is in the form of a card) or purchase a transportation card. In both choices, you will need physical cash in Korean Won (KRW).

What is the difference between T-Money and Korea Tour Card? ›

"Korea Tour Card" means the tourism transportation exclusive for foreign visitors, providing additional benefits to T-Money transportation card such as discounts at tourist destinations, cultural experience, shopping, performance, and entertainment programs favored by foreign tourists.

Can I use my American debit card in Korea? ›

ATMs often accept foreign credit cards, too. As well as credit and debit cards are popular payment methods in South Korea, global credit cards may only be accepted at select locations, such as large hotels and businesses. Smaller retailers and restaurants may have difficulty processing foreign credit cards.

Is it worth getting a T-money card? ›

We advise you to get a T-money Card as it is a magic wand that will make your journey super convenient! These cards can be used not only for all the buses, subway, and taxis but also as a method of payment at affiliated stores.

How much does it cost to put money on a cash card? ›

You can add cash to your Cash Card at many participating retailers, including Walmart, Walgreens, 7-Eleven, Family Dollar, and more. There is a $1.00 fee per Paper Money Deposit transaction. To find a store near you that accepts paper money deposits: Open Cash App on your Android, iPhone, or iPad.

How to pay in Korea as a foreigner? ›

Popular payment methods
  1. KakaoPay. Digital wallets. KakaoPay is a South Korean digital wallet found within Kakao Talk.
  2. Korean cards. Cards. This payment method allows merchants to process Korean-issued cards.
  3. UnionPay. Vouchers, prepaid and giftcards, Cards. ...
  4. JCB. Cards. ...
  5. Mastercard. Cards. ...
  6. PayPal. Digital wallets. ...
  7. PayCo. Digital wallets.

How much is a subway ride in Seoul? ›

Base fare
Fare (₩)CardCash (single ride)
BeforeAfter
Adult1,2501,500
Teen7201,500
Child450500

Can I use my American debit card in South Korea? ›

ATMs often accept foreign credit cards, too. As well as credit and debit cards are popular payment methods in South Korea, global credit cards may only be accepted at select locations, such as large hotels and businesses. Smaller retailers and restaurants may have difficulty processing foreign credit cards.

How to use cashless in Korea? ›

With WOWPASS card, you can pay anywhere in Korea just like a local debit card, and use it as a Tmoney card to ride subways, buses and taxis. You can issue & top up WOWPASS card using 16 different currencies at over 160 machines at major subways, hotels, and airports, and withdraw any leftover KRW balance into cash.

How do I pay with a card in South Korea? ›

Card usage is popular in Korea, with many different card issuers but not a single predominant brand. Customers typically pay by selecting their card issuer and authenticating through their card or bank's app rather than manually entering their card details. Wallets are also becoming more popular in Korea.

What is the difference between Tmoney and Korea tour card? ›

1. "Korea Tour Card" means the tourism transportation exclusive for foreign visitors, providing additional benefits to T-Money transportation card such as discounts at tourist destinations, cultural experience, shopping, performance, and entertainment programs favored by foreign tourists.

Top Articles
Latest Posts
Article information

Author: Kerri Lueilwitz

Last Updated:

Views: 6316

Rating: 4.7 / 5 (47 voted)

Reviews: 86% of readers found this page helpful

Author information

Name: Kerri Lueilwitz

Birthday: 1992-10-31

Address: Suite 878 3699 Chantelle Roads, Colebury, NC 68599

Phone: +6111989609516

Job: Chief Farming Manager

Hobby: Mycology, Stone skipping, Dowsing, Whittling, Taxidermy, Sand art, Roller skating

Introduction: My name is Kerri Lueilwitz, I am a courageous, gentle, quaint, thankful, outstanding, brave, vast person who loves writing and wants to share my knowledge and understanding with you.